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Disclosures

Last updated September 4, 2026

This is educational, not a sale. The Fundability Score and Credit Leverage Score, and every course and tool in the free membership, explain how business funding and business credit generally work. Nothing on this site is an offer of credit, a loan commitment, a credit repair contract, or financial, tax or legal advice.

What this actually is. Bo Knows Funded is a free educational resource and a booking funnel for a free, no-obligation analysis call with Donnell "Bo" Bobo's funding and credit team. This site does not extend funding, does not pull your credit report, and does not perform credit repair services itself. Any paid credit repair or funding-preparation engagement is a separate, written agreement entered into after that call, not something purchased on this site.

No fee before service, ever. Consistent with the Credit Repair Organizations Act, no fee is ever charged for credit repair work before that work is fully performed. Any paid engagement comes with a written contract and your right to cancel within 3 business days at no cost.

Who stands behind a result. Whether you are approved for funding, how many points a credit score moves, and whether an item is removed from a credit report are decided by the actual lender or the credit bureaus, not by this website or its scores.

How the numbers can vary. Both scores are built entirely from the answers you type in: your own estimate of revenue, time in business, credit bands, trade lines and payment history. We do not pull a credit report or run a hard inquiry to produce them. Two people with the same rough numbers can see different real outcomes once an actual lender or bureau reviews their full file, and past results for other business owners do not predict yours.

What we are and what we are not. Bo Knows Funded is a business credit and funding education resource, not a law firm, a CPA firm, a bank, or a registered investment adviser. For legal or tax questions, talk to a licensed attorney or accountant.

How the scores are built, and their limits. Each score is a 0-100 estimate built from self-reported inputs and a plain-language rule of thumb, shown alongside a conservative case at the lower end of your own answers. It is not a FICO SBSS, Paydex or personal credit score, and any real lender or bureau result will differ and controls over anything shown here.

Licensing and where we operate. Bo Knows Funded serves business owners nationwide from Saint Peters, Missouri. No credit-services registration, bond or broker license number is listed here because none has been supplied for publication; if Bo holds one, it will be added to this page with his written sign-off before the site is treated as fully launched.

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